Sometimes you may find yourself in need of a quick same day payday loan – whether it’s an overdue bill, a little extra cash for that family holiday or a lump sum to pay for some much-needed home improvements.
Whether you’ve got good credit or bad credit, My-QuickLoan could be the answer you’re looking for. We use award winning software called Monevo, to search a large panel of payday lenders that consider loan applicants from all different types of credit histories, giving you more chance of getting approved and some much-needed financial support when you need it.
The days of filling out numerous application forms is over. Now, all that you have do is complete one easy and quick online form, and Monevo searches over 50+ lenders for you within seconds. It really is that simple.
If you need to borrow between the amounts of £100 and £5,000 over a period of up to 12 months, we could help find you easy access to finance, without any unnecessary hidden charges.
The award winning software we use called Monevo, searches the market for you to find the lowest interest rates available to you. The software does so by passing your application details to a large panel of lenders within seconds. This means that you could get the funds you need the very same day*.
What many of our customers love about My-Quick Loan is that the entire process can be completed online. There’s no need to leave the comfort of your living room, you can simply supply us with all the personal information that we need from you on your computer, smartphone or tablet and leave the hard work to us.
Not only will we try to find you a payday lender that will pay out the same day, but we will also only ever match you with the lender offering the lowest rate available to your circumstances.
What’s even more to love about our service, is that it is completely free for you to use as we do not charge you any fees. We may receive a commission or fee from some payday lenders that we introduce you to. It’s a win win situation for you.
We do our best to talk in your terms, making it as clear as possible and easy to understand the repayment terms, putting you firmly in the picture about your financial obligations.
At My-Quick Loan we only introduce you to lenders that are responsible payday lenders and regulated by the Financial Conduct Authority.
We also strongly recommend to our customers that apply for a loan, that they do so if they are sure that they can afford to repay the loan back in full and on time. It’s also important that you read the terms and conditions provided by the lenders before signing the loan agreement and taking out a payday loan.
Don’t worry if you have had previous credit problems in the past. All of the lenders that we introduce you to focus more on your ability to repay the loan in full and on time instead of focusing on a computer score or if you have had any previous credit issues. As long as you meet the basic lending requirements and are not suffering in financial hardship, you won’t have any problem applying for a payday loan with bad credit.For more details please see out FAQ page
To apply for a short term payday loan with My-Quickloan you must meet the following basic requirements;
You must be 18 years or over
Have a regular source of income
Have an active bank account with a debit card
Be a UK resident.
If you meet the above criteria, then you can apply for up to £5,000 subject to your personal circumstances and approval.
Any payday lender regulated by the Financial Conduct Authority are obliged to clearly display to you the terms of the short term loan before you agree to the repayment structure.
This information includes the monthly repayments that you must make, along with the amount that you are borrowing and the total amount of interest that you will have to pay back. This to make sure that there is no way you will ever find yourself tied into a loan agreement that you don’t want or that you can’t manage the repayments.
If you have been matched to a payday loan lender and you are not happy, it’s not a problem! As long as you haven’t signed an e-agreement with the lender that you originally matched with, you can re-apply using our application page.
^Once approved, your cash will be sent within 10 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.