Looking for a guaranteed payday loan? Unfortunately, no loan is guaranteed despite some companies claiming so. This is because all UK lenders are required by law to ensure that you can afford to repay the loan, before they let you sign the agreement. This is to try and safeguard people from becoming in financial hardship or in debt. So if you see someone advertising guaranteed loans, be wary, as they are not being truthful with you.
If it’s bad credit that’s getting you worried, then look no further. Most lenders can still help you even if you have bad credit, so don’t let a previous rejected application stop you from applying. A lot of lenders can now specialise in helping people with bad credit, it just means that you might end up paying a higher interest charge.
Whilst guaranteed payday loans for bad credit aren’t a thing, getting a quote online means that you can see if you qualify for a loan before applying. This won’t affect your credit score as only a soft search will be carried out on your credit file at this stage. If you are then accepted by a lender and wish to proceed, the matched lender will complete a full credit search. This also means that if you are provisionally accepted by a lender, you are more than likely guaranteed a loan direct lender.
Apply online today and if accepted by a lender you could have the funds you need in as little as ten minutes. So if you need the cash in a hurry don’t go anywhere else, most lenders can pay out instantly meaning a guaranteed same day loans payout subject to requirements and approval.
Head over to our easy to use application form and fill out the quick and easy steps to so if you qualify for a loan and receive the funds you need, when you need them.