Representative Content

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly installments of £187.31. Interest charged is £161.92 interest rate 161.9% pa (variable). Warning: Late repayment can cause you serious money problems. For help, go to Rates from 278% APR to 1576% APR
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Why Choose Us
My Personal Loans Why
You could Borrow £100 to £2,000 Instant Decision
What is the loan repayment term? 3 – 36 months 100% Online
How loan does it take to get funds? Funds in 10 minutes^ High Acceptance Rate
Do you charge Fees? We charge No fees Safe and Secure
What if i have poor credit history? All credit histories welcome No Obligation


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What is a payday loan?

Here at My-QuickLoan we want to help you understand the things that you need to know about loans, in a way that is easy to understand. So we have gathered together some facts from frequently asked questions to help you make the right informed decisions.

Payday loans are often referred to in other terms such as short term payday loans, instant decision payday loans, same day payout loans or even quick loans, but they generally all mean the same thing. They are typically an amount of borrowing between £100 up to £2,000 with a repayment term between 3-12 months.


Same day payday loans are used for short term borrowing purposes to help cover some of life’s unexpected costs like a broken down washing machine, car repairs, or to even help spread the costs of that family summer holiday. We can help you find a loan whatever the reason, we just ask that you make sure that you can afford to make the repayments.


One of the most advantages that our customers love about our company is that if you want an instant decision payday loan, you could have just that within minutes of filling out our easy to use application form.

Can I get a same day pay-out?

Payday loans are known for their speedy pay-out with most, if not all lenders offering pay-out of the loans the same day you apply. This is due to the application mostly being completed online now, so there’s no longer a need to send any paperwork in the post, as e-signatures can be applied to the loan agreement.

Whilst most lenders can offer immediate & same day payday loans, this is subject to you being approved for the loan and of course that the bank that you are with being able to accept faster payment processes, which most, if not all banks do now accept – we are after all in the 21st Century!

If you are looking for an immediate payday loans then you have come to the right place, as you will usually receive the money in your account within the hour after being approved, meaning that you will have quick access to the funds you need when you need it.

How much do the payday loans cost?

Because we work with Monevo’s large panel of payday lenders, it is difficult for us to know which lender you will accepted by until you have applied. By law since the UK became regulated by the FCA, each lender has to show on their website a ‘representative APR’. This is the amount that the average customer is expected to pay.

The way in which Monevo calculate their representative APR is by working out the average amount that our customers receive from the lenders. But please keep in mind that a representative APR is just that; it is an example which is not guaranteed and so amount you are charged could be higher or less. The amount you are charged will vary depending on your personal circumstances, so we recommend that you check the lenders agreement to make sure that you are happy and understand the charges before signing.

We help to find you the best rates!

Because Monevo work with a large panel of lenders, they are able to search for short term payday loans as soon as you hit that apply button, checking with numerous lenders within milliseconds until they find a lender that pre-approves you. The panel of lenders is ranked from the lowest interest rate at the top, meaning you are always getting the best rates available to you.

What if I have bad credit – can I still apply?

In a short answer – yes! Many of the payday lenders Monevo work with understand that many of life’s unexpected events happen to all of us, whether you have good or bad credit. That’s why most of the lenders specialise in helping people with bad credit by taking into account your ability to repay the loan instead of simply looking at your credit score. If you need an instant payday loan, you’ve come to the right people to help.

If you are still unsure, visit our bad credit loan page for more information.

The Basic Requirements you need for a Payday Loans in the UK

To apply for a payday loans in UK through MY-QuickLoan you must meet the following basic requirements;

You must be 18 years or over

Have a regular source of income

Have an active bank account with a debit card

Be a UK resident.

If you meet the above criteria, then you can apply for up to £2,000 of payday loan, subject to your personal circumstances and approval.

Get A Payday Loan Quote

Click HERE to get an online quote today.

Once you have filled out our short application form, click apply and we’ll automatically match you with the lender with the best rates to your circumstances. You are under no obligation to accept this quote.

^Once approved, your cash will be sent within 10 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.